Simple and Easy

Saving directly from your salary is easy and pretty soon you won’t even notice the deduction. Many people on our payroll savings schemes are pleasantly surprised when they check their savings balance and realise that they have a higher balance than they thought.

Pound Coins

Why use the Workplace Savings Scheme?

  • It is a convenient and easy way to save
  • Saving money regularly helps protect you from unexpected financial pressures and helps you manage money more effectively
  • You can save as little or as much as you want on a regular basis
  • If you need to borrow money, we offer low-cost loans to our members
  • Because the payment is deducted before your money goes into your bank, you don’t feel the impact, but you get the benefits of saving
  • Money invested in a credit union benefits the local community, not shareholders

How do I join the Workplace Savings Scheme?

  • Join Moray Firth Credit Union
  • Decide the amount you wish to save
  • Contact your employer or payroll department


Getting access to your savings is just as simple and we could have the money in your account the same day. Your money is also safe as it’s covered by the Financial Services Compensation Scheme (FSCS).